With pet insurance adoption in the US still below 5%, MGAs have a massive greenfield opportunity. Learn why penetration remains low and how MGAs can capture this underserved market.
The U.S. pet insurance market remains highly fragmented with below 5 percent penetration, no single carrier controlling more than 30 percent share, and over 80 million uninsured pet-owning households, creating a rare window for new MGAs to capture significant market share in 2026.